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Halo, an AI-powered equine performance predictor and insurance platform, will launch this autumn. Its insurance capabilities have been developed in conjunction with reinsurance broker, Guy Carpenter, and underwriter, Markel.

Halo is designed to integrate real-time predictive analytics with embedded, flexible cover to deliver protection that matches the way the industry operates, offering micro-duration policies tailored to owners, syndicates and buyers.

Policies include Race-Day Cover, insuring a horse for a single race, from when it leaves the yard until its safe return – or even just from the parade ring to the finishing post. Fall of Hammer Cover is also available, providing instant protection from the moment a yearling is purchased in the sales ring until it arrives securely at its new yard.

Underpinning Halo is Hailey, a GPT-based AI agent built exclusively for Halo users. Powered entirely by data, Hailey can provide sales, breedin and race-planning recommendations.

Neil Sands, founder of Halo, said, “This is about reinventing equine insurance and ownership for the modern era. Through our work with Guy Carpenter and Markel, we're introducing products that match the way horses are actually bought, sold and raced.

“Whether it's protecting a yearling the instant the hammer falls or covering a horse only for the few minutes it's on track, Halo delivers immediate, intelligent cover – and Hailey ensures those decisions are guided by the best data available.”

Juliet Redfern, Markel's divisional managing director – equine & livestock, added, “The combination of artificial intelligence and equine insurance has the potential to transform how horses are valued and protected. We are delighted to be supporting Halo as it brings a new dimension of transparency and innovation to the market.”

The global equine insurance market is currently estimated at around £450-475 million (€510-540 million) in 2023 and forecast to reach £1.3-1.5 billion (€1.5-1.7 billion) by 2031-33.

The platform will launch in the UK and Ireland this autumn, with expansion into Europe, APAC and North America planned for 2026.

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The post Halo AI and Markel Launch New Platform for Equine Insurance and Performance Prediction appeared first on TDN | Thoroughbred Daily News | Horse Racing News, Results and Video | Thoroughbred Breeding and Auctions.

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